Lexia: Undergraduate Journal in Writing, Rhetoric & Technical Communication


This compelling essay, written for WRTC 103: Critical Reading and Writing, argues for financial education for the poor and stronger governmental oversight of the fringe banking industry. Offering nuanced analysis of these banking practices, Lux reveals the predatory nature of payday load centers and demonstrates how they perpetuate the cycle of poverty.

Course Number

WRTC 103

Course Title

Critical Reading and Writing

Semester enrolled




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